Friday, August 8, 2008
Ladies and Gentlemen, the FABULOUS Drama Dupree!
I could watch this shit ALL DAY. Thank you Fresh for bringing Drama into my life!
Tuesday, August 5, 2008
I was proud of myself for not getting defensive. I sat and took it, absorbed it, and calmly presented my rebuttle this morning. Normally, I'm one to say "f*ck it" and sweep the situation under the rug, but truth is, I have changed. I've become more focused on what makes me happy instead of pleasing other people. This shift in my personality has now made it impossible for me to shrug off a berating - especially when I don't agree with what is being said. This was one of those times.
I felt grown up with my newfound unction to take charge and actively resolve conflict.
Score one for me.
Tuesday, July 29, 2008
Friday, July 25, 2008
Damn that infernal auction site. This month, it has managed to relieve me of over $300 and I'm not even finished with what I'm trying to win on that site. I've pledged to stop after the 28th of the month.
So much for my new financial plan...I can't stick with anything. I'm surprised I've been in the relationship I'm in for this long. Seriously.
It all started when I decided to get an ipod to help my time in the gym pass by more quickly. Note: I haven't been to the gym since my car messed up (it was fixed 3 days later). I resolved to find a $40 ipod somewhere and I turned to my old standby eBay. I seemed to have forgotten that once I start, it's extremely hard for me to stop.
My search for the elusive $40 ipod was unfruitful, so I decided to pay whatever I thought was fair given the condition of the piece. I found one - barely used and in a kick-ass color and made it mine - for $130 with shipping. Everything after that is really a blur. I clicked on a random American Apparel ad and discovered that they had an eBay store that sold vintage clothes (I have a "thing" for them). I also found a rare bartending book that my dude HAD to have. Then I found a pair of shoes...
I caught myself mid-spree and added up all the money I've spent on eBay and for the whole month. It's shameful. Extremely shameful. And I call myself trying to go to Jamaica in October.
I'm going cold turkey in August. I hope I don't "forget" about my addiction come Christmastime.
Monday, July 7, 2008
They told me it's the rack and pinion something or other. All I heard was $600.
This isn't much motivation to stay with my much loved high end hoopty. I've been mulling over whether or not to sell it and get a Scion xA/Nissan Versa/Honda Fit/anything that won't break down on me every 4 months, but whenever I get like this, I make sure to talk to a couple of people so that I get my head together and keep my car. I went to work today and did just that.
Around lunch, I told a colleague of mine that my car was back in the shop for the third time this year.
"Why haven't you bought a new one?"
"I'm too used to not having a car payment. "
"When was the last time you had a car payment to make?"
"You need to come on over to the adult world."
BINGO. Never in life should a $400/month paycheck deduction in the name of a newer whip qualify me to be an adult.
I'll be waiting on my mechanic to call me so I can hand him a chunk of my Jamaica Fund money. Yeah, it sucks, but it's better than having to do it little by little every month.
Thursday, July 3, 2008
It didn't help that I read an article that sounded strikingly similar this week. I think I should sue. LOL.
Anyway, enjoy my earlier rant:
I’m not crazy, I’m just concerned.
Many have said that today, this age, is one of the best to have been born into. Technological advances have made our lives easier and the world smaller. Energy resources have made it easy for us to move around and do almost anything we like to. The majority of us, in
I tend to disagree. Today, many things are going on that are foreshadowing what is going to be a very difficult time for a whole lot of people. The reality of peak oil and the elevated effects of climate change are threatening a lot of the lifestyle that we have become used to. What’s even more alarming is that too many people have no idea what is going on.
To keep it short, the earth is too hot and major cities and countries are beginning to run out of water (yes, even in the USA), there is less oil available today then there was two years ago even though demand is on the rise, and for six out of the last seven years, the world has consumed more food that it actually produced.
Take a breath, let that sink in, and do the math.
When I say the earth is too hot, I am not referencing the melting polar ice caps which I’m sure we’ve all heard about. I’m referring to the lack of rain that has fallen on much of the world. As it stands today, the city of
What happens to them when the water runs dry? Even Boyz 2 Men warned against that. Seriously. And when what the last time is really rained in
People are already being killed over water disputes in
I’m not crazy, I’m just concerned.
On to peak oil. Some of you have heard about it; more have dismissed it coming out of the mouths of people with “Conspiracy” in front of their names, but the fact of the matter is that oil is a finite resource that we are going to run out of. This information is going to be extremely oversimplified, but you can research this topic VERY easily. It’s near criminal if you don’t.
Christophe de Margerie, the CEO of the French group of Total, one of the largest oil companies in the world, opposed the notion that the world’s capacity to produce oil is going up. It has been predicted that the world will be able to produce up to 116 million barrels a day by 2030, up from 85 million today. According to Margerie, “even 100 million is optimistic.”
To put it in perspective, the
So…there is rising demand, and unstable production numbers that are teetering between just being able to supply the demand actually supplying the demand. We need oil, but what happens when we can’t have it? What happens when we can’t afford it?
Near the end of 2006, the price of oil was $56/barrel. Hurricane Katrina caused a massive jump in the price of oil, landing it at a record (and “unthinkable”) $60/barrel.
As of November 1, 2007 oil is $96/barrel.
There is much debate on when the peak of production will actually be. Some think it has already happened. Some think it will happen in the next 15 years. Point is, it’s going to happen. No one thought it would happen in
I won’t even start on how many global conflicts going on right now that are the results of the desire to control waning resources. It’s more than
What this means for you is rising gas prices, rising prices in goods that have to be shipped from other places (umm…everything), rising prices in food (because that has to be shipped, too), and the systematic shutting down of suburban communities that rely on having to commute in order to live the lives they have.
So on one hand, there are people running out of water and everyone potentially having to struggle to afford food and necessities. Unless your income increases to reflect the change in prices for the things you need to survive, very bad things have the potential to happen.
Again, I’m not crazy, I’m just concerned.
One thing that is almost never mentioned is population overshoot. As of today, the world is holding around 6,602,224,175 people. In 1856, when
This growth was at one point feasible because the world had enough resources to allow for it. Now, that isn’t the case.
A similar model can be seen in the deer population in
I mentioned before that the world has been consuming more food than it has been producing for the last six out of seven years.
I’ll give you a minute before I say this. Breathe in.
We could actually see nearly 4 billion people starve to death in our lifetime.
Again, I’m not crazy, I’m just concerned. Actually, I’m scared. I’m scared because I don’t really know what I can do about it IF I can do anything about it. I’m scared because I have a family and friends and I don’t know what is going to happen to them. I’m scared because every alternative I can think of is screwed over by one of the things I mentioned in this piece.
Love each other. And whether you choose to keep your head in the sand like we’ve been doing for years or to be proactive, good luck.
Monday, June 30, 2008
Either way, I'll be giving regular end of the month updates and posting any new and interesting money management articles/tips/tricks I come across.
I'm using Dave Ramsey's snowball method coupled with the lazy snowflaking method I learned from Florida Chic over at Debt Smack and I think I'm off to a fairly good start:
CC1 - $0
CC2 - $0
CC3 - $0
Student Loan 1 - $3500
Student Loan 2 - $12204.79
Student Loan 3 - $27000
CC1 - $12.99
CC2 - $79.06
CC3 - $124.05
Student Loan 1 - $3106.91
Student Loan 2 - $12122.69
Student Loan 3 - $27000 (still in deferment)
Since I'm in the habit of paying the cards off every month, my snowballing goes toward my student loans. I'm expecting the first one to be paid off by May '09 or earlier with the added snowflakes. The expected payoff date for the second one is April 2021, but that's going to change very soon. It seems very daunting now to be paying all of this money back, but I keep reading that little by little, it will become more and more manageable.
Looking at all those numbers makes me happy that I don't have a car payment. YAY for 13 year old cars that are still running!
On to new business. I'm hoping to more serious with my writing, so I'll be posting more regularly. I don't know if I'm going to go the schedule route, but hopefully I can give you something twice a week. I'll try and redecorate too. =)
Thursday, June 26, 2008
I highly advise that you download and read the Brief Guide to World Domination (which the author Chris has made available for free-99) and seriously consider the information he has provided. Based on that manifesto and the article he contributed to Get Rich Slowly, I've made a commitment to contribute to kiva.org and am planning on how to go overseas - right now, I'm really feeling China after seeing the havoc that the recent earthquake wreaked on so many areas. I've always wanted to help, but for reasons I can only attribute to excuses and fear, I never managed to do much of anything after a major crisis hits an ill-prepared and underfunded region of the world.
And I'm still trying to find a way out of L.A. and up to San Francisco. I swear, I need to just jump on a plane and make a way when I touch down. It's about the best plan I could come up with, so I may just go that route. It's all just a matter of time now (*tenting fingers*).
Thank you for your writing, Chris. I only hope you are affecting many, but you have definitely affected me.
Saturday, June 14, 2008
Almost forgot - the "stuff" is...
- Flip video camera
- Market Leverage clothing (shirts, a jacket and cap)
- $200 Market Leverage Amex Rewards card
- USB drive that is also a pen
- iPod Nano.
Good luck and hurry up! Contest is over on June 20th.
Tuesday, June 10, 2008
"And I think the BIG issue here is that I am not requiring enough of myself. I have let myslef take the easy way out for a couple years. I have not set a major goal for myself. I have not been working toward anything substantial."
I stopped reading and really thought about that for about 48 seconds. I'm extremely guilty of the same. I make all these plans and goals and then don't stick with them. Then I wallow and cry about why I don't have the money to move to San Francisco like I want to. Or why I'm $41K in the hole because of student loans.
Well, and here's hoping, that's the end of that. I'm going to make a plan and stick to it. I'm going to be snowballing and snowflaking my way out of student loan hell which is scheduled to have me trapped until 2021. It's a big goal to start with, but if I don't focus, I'm going to be paying out the ass forever. I at least want to tackle it while my rent in L.A. is $350 a month (I got EXTREMELY lucky). In addition, I'm going to try and chart my progress here and blog more regularly overall. Yes, they will be even more random than they are now, but it'll be something new and fresh for the good folks who stop by to see my ranting (THANKS btw).
Wish me luck...