I've finally got my financial plan down for the year. With a little help from MP Dunleavy and the MSN Money message boards (an absolute staple in my daily internet usage), I've sent the following goals:
- Build up an emergency fund ($2,000)
- Pay back a $3,200 personal loan
- Reduce my $41,000 (I KNOW...ugh) student loan debt by $6000
- Save $3000 for a down payment on a car
- Stop using credit cards unless I can pay the full balance at month's end
- Use cash only for all non-bills
Whether they're modest or ambitious, I can't say at the moment, but I'm hoping I can get all of it knocked out. Now, if I can only stick to this plan and still make it to Vegas next weekend for my friend's bachelorette party.
I swear I take one step and take two back. It's ok though. I'm feeling a little more in control now that my car is fixed.
*Just remembered that I have to pay to get that out, too. DAMNIT!!!*
Now I have to make the executive "can I afford Vegas" decision. Sure it'll be a weekend of fun and moments of semi-debauchery, but the main chick planning this is married to an NBL player and we're all supposed to stay at the Wynn...